Sending Money to India from USA Made Easy: 

Sending Money to India from USA Made Easy

If you are an NRI (Non-Resident Indian) living and working in the USA, you may need to send money back home to India for various reasons. There are several methods you can use to transfer money to India, including wire transfers, online money transfer services, personal cheques, and cash transfers. However, each method has its own benefits and challenges.

Sending money to India can be expensive due to fees charged by banks and other financial institutions, which can add up quickly, especially for larger transactions. Delays can also be a challenge for you if need to send money from USA to India urgently, as wire transfers and other methods of transferring funds can take several days to complete.

Another challenge you could face is that of fraud and security. NRIs need to be careful when sending money to India to avoid fraud and ensure that their transactions are secure. There have been instances of scams where NRIs have lost money due to fraudulent activities.

If you’re looking to send money from USA to India, one of the most reliable, easiest, and convenient ways to do so is through ICICI Bank’s Money2India remittance service. In this article, we’ll provide a step-by-step guide to help you send money to India using this service.

Step 1: Register on Money2India

The first step to using ICICI Bank’s Money2India service is to register for it. To do this, visit the Money2India website and click on the ‘Sign Up’ button. You will be prompted to enter your personal details, such as your name, age, gender, occupation, address, and phone number. You will also need to create a password. 

You may need to provide some additional information to compete the user profile. 

Step 2: Add New Recipient

The next step is to add a recipient to whom you want to send the money. To do this, after login, click on ‘Manage’ section and then click on ‘Recipients’ button.  Now go to ‘Add’ and select ‘Individual’ option if you wish to transfer money to a person and select ‘Business’ if you intend to make payment to a business entity. Next, choose ‘ICICI Bank’ if the recipient already has ICICI Bank account, or choose ‘Non-ICICI’ if the recipient doesn’t have an ICICI Bank account. You will need to enter the recipient’s details, such as name, mobile number, address, and email id, and their bank account details. Next, click on ‘Review’; to review the details displayed on the screen, and edit any detail if you feel if you’ve entered the wrong information. Next, click on ‘Add Recipient’ and you will get an OTP on your registered mobile number. Add the OTP and your recipient will be added. 

Step 3: Add and Verify Your Bank Account

Before sending the money, you will have to add and verify your bank account details. Click on ‘Send Money’ and enter transaction amount and click on Send Money. Then click on ‘Add’ next to the ‘Select Source Account’. Enter account details and then click on ‘Review’ for instant verification process. Once your account is verified, click on ‘Done’

Step 4: Select the Amount

Once you have added a recipient and verified your bank account, you can start the process of sending money. To do this, log in to your account and click on the ‘Send Money’ button. Enter the amount you wish to transfer, select the recipient and your bank account. Before the transaction is completed, mention you will need to review and confirm the details of the transaction. This includes the amount being sent, the exchange rate being used, purpose of remittance and the recipient’s bank account details. Finally, confirm and pay for your transaction, and your family back in India will receive the money in INR. 


Using ICICI Bank’s Money2India service is a straightforward and convenient way to send money from USA to India. By following these simple steps, you can ensure that your transaction is processed quickly and securely, and that your recipient receives the money they need. With competitive exchange rates, low transfer fees, and highly secured transactions, Money2India is an excellent choice for anyone looking to transfer funds from the USA to India. 


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